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How Smoking Affects Your Health Insurance Premiums William Rademacher Agency, Inc. I am happy to announce that SB 630 has been signed into law! Studies show that punitive surcharges discourages tobacco users from enrolling in health insurance rather than encouraging them to quit. Tobacco Surcharges Tobacco Cessation M3 Insurance Smoking doesn't make you uninsurable but hiding it can put your family's claim at risk. Insurers price policies based on risk, so tobacco or nicotine use may lead to higher premiums. This MCPersonalFinance That occasional cigarette at a wedding or social gathering could cost more than you think. Insurance companies increasingly take a broad view of smoking habits, and even infrequent tobacco or The secret of smoking tobacco and health insurance Blog by Tickertape
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