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For many living with severe asthma, daily life can feel like a balancing act between managing symptoms and coping with the side effects of treatment

Similarly, low levels of recall were found in a study with high school students who viewed tobacco advertisements containing Surgeon General's warnings

Second-hand smoking has been shown to increase the risk of CVD by as much as 2530% in pooled estimates from a meta-analyses [30] and there is supportive evidence of a causal association between second-hand smoke exposure and CVD mortality in nonsmokers [31]

Provided below are common types of tobacco products used and their potential impact on the life insurance underwriting process