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For example, a person who initially feels satisfied with one cigarette may find that they need to smoke multiple cigarettes over time to achieve the same level of satisfaction

Life expectancy rates across geographic areas are highly correlated with preventable health behaviors such as smoking

(Thats an extra $5,000 a year on a $1 million life insurance policy.) Some life insurance companies may offer you an exclusion rider, meaning if your death is caused by a specific activity, your policy wont pay out, but these are rare

Tobacco also exacerbates asthma, which restricts activity and contributes to disability

Teens Now Using Marijuana More Than Tobacco Products More teens are lighting up a joint than a cigarette these days