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So, if you are wondering how smokers or tobacco users can obtain non-smoker life insurance rates with higher death benefits (with the exception of the life insurance options we discussed before), there is one tried-and-true way to do so: Quit

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In using this strategy, CNTC is taking a leaf from the playbook of Big Tobacco, shorthand for the group of companies that has long dominated the global trade: British American Tobacco (BAT), Imperial Brands, Japan Tobacco International, and Philip Morris International (PMI), which owns Marlboro

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This doesnt apply just to smokers either